PayLessSubs Code NDGAM

Subscription prices in 2026, all in one place

What ChatGPT, Netflix, YouTube Premium, Spotify and the rest cost right now in the US, and the cheapest way to pay for each.

Checked on official pages November 3, 2026By Zhaoge

The short version

  • The big AI plans all cost about $20. Cheapest step down: ChatGPT Go at $8.
  • Two plans throw in a second subscription: Google AI Pro comes with YouTube Premium Lite, and Spotify Student comes with Hulu.
  • Cheapest big video service: Netflix with ads, $8.99. Netflix and ChatGPT are the two with no yearly plan.
  • Students pay $6.99 to $8.99 for Spotify, Apple Music and YouTube Premium.

All prices are monthly US list prices before tax, read from each service's own pricing page. "Pay less" tips sometimes mention GamsGo, a reseller. Those links and code NDGAM are referral links, so I earn a commission if you buy. Reseller deals come with trade-offs, which I spell out in my GamsGo review.

AI assistants

ChatGPT

Free$0
GoAds in some regions, no top models$8
PlusMost popular$20
ProThree usage tiersfrom $100

Pay less: Go covers most studying and writing (Go vs Plus). A shared Plus seat on GamsGo is $4.96 with auto-renew and code NDGAM, but other people share the account. All the options

Official price page

Claude

Free$0
Pro$17 a month if you pay yearly ($200)$20
Max5x Pro usage$100
Ultra10x Pro usage$200

Pay less: Paying for Pro yearly brings it to $17 a month, the cheapest of the three big $20 plans.

Official price page

Google AI (Gemini)

Google AI Plus2 TB storage$9.99
Google AI Pro5 TB storage, includes YouTube Premium Lite$19.99

Pay less: AI Pro includes YouTube Premium Lite, worth $8.99 on its own. GamsGo sells 3 months of AI Pro for $10.49 (about $3.50 a month), added to your own account.

Official price page

Video streaming

Netflix

Standard with ads$8.99
StandardNo ads, 2 screens$19.99
Premium4K, 4 screens$26.99
Extra memberWith / without ads$7.99 / $9.99

Pay less: Netflix has no yearly plan, so the only real way to pay less is Standard with ads.

Official price page

YouTube Premium

Individual$159.99 a year ($13.33 a month)$15.99
FamilyUp to 6 people$26.99
Student$8.99
Premium LiteAds off most videos, no YouTube Music$8.99

Pay less: Never subscribe in the iPhone app, where it's $20.99. A full family plan is about $4.50 each. GamsGo is $6.30 with code NDGAM. All the options

Official price page

Disney+

Disney+ with ads$12.49
Disney+ PremiumNo ads, or $214.99 a year$21.49
Disney+ & Hulu with adsBundle$12.99
Disney+ & Hulu, no adsBundle$21.99

Pay less: The Disney+ and Hulu bundle with ads is only 50 cents more than Disney+ alone, so you get Hulu almost free.

Official price page

HBO Max

Basic with ads$109.99 a year$10.99
Standard$184.99 a year$18.49
Premium4K, $229.99 a year$22.99

Pay less: Paying yearly saves 16% on every plan. Disney+, Hulu and HBO Max together with ads is $21.99.

Official price page

Music

Spotify

Individual$12.99
StudentIncludes Hulu$6.99
Duo2 people, same address$18.99
FamilyUp to 6, same address$21.99

Pay less: Students get Hulu thrown in. GamsGo sells 1 month for $7.49 and can upgrade your own account.

Official price page

Apple Music

Individual$11.99
FamilyUp to 6 people$19.99
Student$6.99

Pay less: If you also pay for iCloud or Apple TV, Apple One bundles start at $21.95 a month.

Official price page

Recent price rises

Disney+

New prices for new subscribers from September 23, 2026. Existing subscribers pay the new price from their first bill on or after October 21, 2026.

YouTube Premium

Individual went from $13.99 to $15.99 and Family from $22.99 to $26.99 for new US subscribers in April 2026. Existing subscribers saw it from June.

I check this page against the official price pages regularly and update the date at the top when something changes.

FAQ

What is the cheapest video streaming subscription in 2026?

Of the big services, Netflix Standard with ads is the cheapest at $8.99 a month in the US, followed by HBO Max Basic with ads at $10.99 and Disney+ with ads at $12.49. The Disney+ and Hulu bundle with ads is $12.99, only 50 cents more than Disney+ alone.

How much do ChatGPT Plus, Claude Pro and Google AI Pro cost?

All three cost about $20 a month in the US: ChatGPT Plus is $20, Claude Pro is $20 (or $17 a month if you pay $200 for a year), and Google AI Pro is $19.99. ChatGPT Go is a cheaper $8 option, and Google AI Plus is $9.99.

Which subscriptions have a student discount?

YouTube Premium Student is $8.99, Spotify Premium Student is $6.99 and includes Hulu, and Apple Music Student is $6.99. Disney+ also has a $6.49 student price for its Disney+ and Hulu bundle with ads.

Which subscriptions can I pay for yearly to save money?

YouTube Premium ($159.99 a year), Claude Pro ($200 a year), Disney+ Premium ($214.99 a year) and every HBO Max plan (16% off) all have yearly options. Netflix and ChatGPT do not offer yearly plans.

Do these prices include tax?

No. These are the US list prices before sales tax, as shown on each official pricing page.

Buying on GamsGo? Code NDGAM takes 5% off a first Netflix or YouTube order, and 3% off other products.

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